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Elaborate credit card scam working its way across the country |
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There are concerns by local banking officials that a credit card scam that came to light in the Maritimes, and Newfoundland in particular, may be coming to Bruce County. The RCMP is warning of a sophisticated credit card scam that's spreading across the country and involves people being asked to hand over their security information to fraudsters. An officer with the commercial crime section in St. John's, NF., said Thursday that several people have contacted police in the province to report suspicious calls from supposed credit card agents. The caller is looking for the three-digit security number on the back of their MasterCard or Visa — a critical piece of information that would allow them to make purchases with the card. Cpl. Vicki Chalker said the difference with this ruse is that the callers already have the person's address, phone number and credit card number, and claim that they're investigating unusual purchases. "This is, as far as I'm concerned, one of the most sophisticated schemes I've seen," she said. "They're really doing a remarkable job at fraudulently obtaining our information, so the public needs to be very vigilant in securing their personal information." Chalker said the caller provides a badge number and indicates they're with Visa or MasterCard's security and fraud department, and are checking on an unusual purchase. A local Saugeen Shores Bank Manager says that the banks or credit card facilities would never ask for the three-digit security number either by phone or email. "If there is any question regarding a credit card," says Ed Buckle of Southampton CIBC, "we would tell the holder to go in to his or her local branch to sort it out. Banks and/or credit card services do not ask for this type of personal information over the phone." If anyone is contacted by phone or email regarding this issue, they are urged to contact local police immediately.
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